$18.4B in remittances flow through infrastructure built in the 1970s. YembiPay is the modern alternative — stablecoins to local bank accounts in seconds, with compliance on every transaction.
Every settlement is screened before execution, settled on-chain, and audited after. One API call handles it all.
OFAC sanctions check, GENIUS Act registry verification, AML velocity analysis, composite risk score.
USDC transfer on Base L2 via YembiPaySettlement.sol. Sub-cent gas. FX rate locked for 30 seconds.
JamClear RTGS or ACH to the recipient's bank. Local currency arrives. Compliance certificate generated.
Send USDC amount, recipient bank details, and corridor. We handle compliance, FX, on-chain settlement, and local rail delivery.
Every settlement returns a compliance certificate with on-chain proof — eliminating redundant screening downstream.
Get Early Access# Settle $500 USDC to Jamaica curl -X POST https://api.yembipay.com/v1/settlements \ -H "Authorization: Bearer ypk_live_..." \ -H "Content-Type: application/json" \ -d '{ "amount_usdc": 500, "country_code": "JM", "recipient_account": "NCB-9876543210", "sender_wallet": "0x1a2b...3c4d" }'
import yembipay client = yembipay.Client("ypk_live_...") settlement = client.settlements.create( amount_usdc=500, country_code="JM", recipient_account="NCB-9876543210", sender_wallet="0x1a2b...3c4d", ) print(settlement.local_amount) # 77,702.25 JMD
import YembiPay from 'yembipay'; const client = new YembiPay('ypk_live_...'); const settlement = await client.settlements.create({ amount_usdc: 500, country_code: 'JM', recipient_account: 'NCB-9876543210', sender_wallet: '0x1a2b...3c4d', }); console.log(settlement.local_amount); // 77,702.25 JMD
Per-transaction certificates that downstream institutions trust without re-screening. Your audit trail, not ours.
Real-time SDN list check on every settlement. Sanctioned wallets blocked before any funds move.
Built for the 2025 stablecoin regulatory framework. DASP registry verification per transaction.
Transaction velocity checks, structuring detection, and automated suspicious activity reporting.
PDF per settlement with on-chain hash, OFAC results, risk score, and full audit trail.
Instant system pause. Three-wallet treasury with automated freeze detection and failover.
GAAP-compliant audit record mapping on-chain hashes to org IDs and invoice numbers.
Each new corridor makes the network exponentially more valuable. Adding the next one costs one adapter — the compliance core is shared.
Join the first wave of partners building on Caribbean settlement infrastructure.